Product Owner - Finance Super App (Indonesia)

About BJAK

The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.

Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.

Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.

We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.

If you're this person, we'd love to talk to you.

The Role

We are looking for product owners to drive delivery of BJAK's finance super app features.

This role is for someone who can turn business goals and product ideas into clear requirements, user flows, acceptance criteria and shipped features.

What You'll Own

• Own product requirements, user stories, acceptance criteria and delivery details.

• Manage backlog, priorities, sprint readiness and feature execution.

• Work closely with engineering, design, QA, operations and business teams.

• Translate complex financial journeys into clear product flows.

• Test features before launch and ensure product quality is not left to engineering alone.

• Track bugs, edge cases, user issues and post-launch fixes.

• Keep stakeholders updated on progress, blockers, risks and decisions needed.

What We're Looking For

• Experience as Product Owner, Business Analyst, Product Executive or similar delivery-focused role.

• Strong ability to write clear requirements and break down work for engineering teams.

• Good understanding of user flows, edge cases, operational processes and product quality.

• Fast follow-up, strong organization and high ownership.

• Able to work with ambiguity and convert messy inputs into clear execution plans.

• Comfortable testing products and challenging gaps before launch.

• Experience in fintech, insurance, payments, consumer apps or digital products is a strong advantage.

The Kind of Builder We Want

• Owns delivery details without waiting to be chased.

• Writes clearly and thinks through edge cases.

• Can push teams without creating noise.

• Cares about whether users can actually complete the journey.

• Honest about progress, blockers and trade-offs.

   

This Role Is Not For

• People who only want to manage meetings.

• Candidates who cannot write clear requirements.

• People who avoid testing or post-launch follow-up.

• Those who wait for perfect direction before moving.

• People who cannot handle multiple details and fast changes.

Location

This role is remote, but candidates must be based in Indonesia. We are hiring for this market specifically, so applicants should already be based in Indonesia.

Language

English is our main working language across global teams. Strong English communication is required.

Interview Process

Our process is designed to move fast:

1. Online assessment or practical task

2. Role-specific interview

3. CEO / final round

For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.