Senior Parabroker (Australian Mortgage) - 329

Position: SENIOR PARABROKER

Salary range: $2300-3000 AUD (The final amount will be at the client's discretion based on the candidate’s skills and experience)

Working Hours: Following AU business hours (Full-time)

Work set-up: 100% Remote work under Independent Contractor Agreement

Holidays: TBD

Target Start Date: ASAP

About the Company

This company is an independent mortgage brokerage based in Western Australia that provides tailored property finance and lending guidance. Serving a diverse clientele, including first-time homebuyers, high-net-worth individuals, and seasoned real estate investors, the firm leverages relationships with over 30 lenders to source and secure competitive loan options. Its core financial services encompass residential home loans, mortgage refinancing to lower borrower risk, and structured investment financing designed to maximize portfolio returns.

Role Overview

As a Senior Parabroker, you will bridge the gap between technical credit analysis and end-to-end file management, taking complete ownership of applications from initial assessment through to submission and settlement support. Designed for a commercial thinker who thrives with minimal supervision, this position allows our onshore brokers to focus entirely on growth while you manage the end-to-end technical execution of each loan. 

Responsibilities

• End-to-End File Management: Lead residential loan applications from the initial file assessment phase directly through to submission, condition management, and final settlement support.
• Document Review & Verification: Conduct thorough reviews of client compliance documents and proactively identify any outstanding requirements.
• Credit & Policy Analysis: Analyze client income, existing liabilities, serviceability constraints, and evolving lender policies.
• Scenario Structuring: Design and structure complex lending scenarios across diverse applicant types, including PAYG, self-employed, company, trust, and SMSF borrowers.
• Lender & Product Strategy: Formulate lending strategies and recommend suitable products by critically comparing lender policies, pricing structures, turnaround times, and overall suitability.
• Application Packaging: Prepare comprehensive, high-quality submission notes, draft credit papers, and package flawless loan applications for submission.
• Stakeholder Liaising: Serve as a central point of contact to coordinate with lenders, BDMs, and internal broker support teams to resolve file reworks and track progress.
• Diverse Lending Scenarios: Seamlessly assist with specialized files, including refinances, debt consolidation, investment lending, and business purpose lending scenarios.

Requirements

Qualifications (Must-Haves)

• Experience: Minimum 3-5 years of dedicated Australian mortgage broking experience in a Para-Broker, Senior Loan Processor, or Broker Support role.
• Lifecycle Competency: Proven track record managing complex files fully from the initial client enquiry stage all the way through to settlement.
• Policy Knowledge: Deep, working knowledge of the Australian lending policy landscape.
• Complex Structures: Direct experience analyzing and structuring complex files involving Self-Employed lending, SMSF lending, Trusts & Companies, Refinances, PAYG applications, and Business lending.
• Operational Skills: Exceptional written and verbal communication skills, extreme attention to detail, and the organizational capacity to drive multiple active files simultaneously.

Preferred Skills & Technologies (Nice-to-Haves)

• High-Volume Background: Prior experience supporting high-volume Australian mortgage brokers is highly desirable.
• Core Systems: Proficient hands-on experience utilizing the Connective aggregator platform and Mercury CRM.
• Calculators & Tech: Familiarity with Quickli (or equivalent policy/servicing software), various Australian lender servicing calculators, and major lender portals.
• Collaboration Tools: Daily proficiency with Microsoft Teams, Outlook, and phone communication tools