Loan Officer - Remote Sales Professional

Warm Leads | Base Pay + Uncapped Commission | Paid Training

Are you competitive, driven, and looking for a remote sales opportunity you can turn into a rewarding, lasting career?

No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, warm leads and support to help you succeed in this fully remote sales role.

Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.

You’ll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.

Are You the One?

No Mortgage Experience? No Problem – But Talent and Grit are Essential
We don’t hire experienced Loan Officers. Seriously, we want to save you time – this role is designed exclusively for candidates without prior LO experience, so if you have ever spent any amount of time working as a Loan Officer, you should not apply. 

We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a fast-paced, in-depth learning curve, and we’re looking for fast climbers who can keep up.

Real Sales Experience is Required – Where Influence and Ownership Mattered
We’re looking for candidates with real, meaningful sales experience – what we refer to as “hard sales.” That means you’ve recently (within the last 5 years) excelled in a role where:

• You influenced buying decisions from start to finish in complex sales processes – not roles centered on order-taking or passive upselling
• You had ownership of your outcomes, often tied to goals, metrics, or earnings/commissions
• You handled objections, followed up with leads, solved for difficult problems, and earned the sale
• You were responsible for building trust, tailoring a solution, and closing the deal

Whether your experience was in-person or over the phone, B2B or B2C, what matters most is that you’ve done the kind of selling that builds real skill, and translates well to our environment.

 Here’s what makes a great fit:

• Seeking to establish and maintain a career as a salesperson for the long term
• Thrive working remotely and at staying self-motivated
• Have succeeded in fast-paced and performance-based role(s)
• Bring a strong competitive drive and hunger to earn
• Patience and commitment to learning a very complicated sales process
• Able to handle high pressure situations, acknowledging that some things are out of your control that may impact earnings
• College degrees are not required, but the ability to learn quickly is essential

This isn’t the role for you if:

• Perform best with frequent oversight and guidance to stay on track
• Prefer routine tasks over rapid change
• Are not a high-level problem solver who is comfortable with the frequent and ongoing challenges that arise for your clients
• Are seeking a sales role as a stepping stone to a non-sales role
• Are not comfortable and confident talking to customers on the phone
• Your primary interest is working in the mortgage industry rather than becoming a top-performing salesperson
• Are unwilling or incapable of handling time-sensitive client needs outside of normal business hours
• Are more interested in short-term earning results than in actually learning the intricacies and nuances that lead to success/higher earnings in this complicated business.

Your Journey at Neighbors Bank

Want a sales career that pays you for what you're worth? This base + commission role puts top sales people at $70K+ in year one with many reaching $100K-$120K by year three. This is a challenging role that typically takes a long time to master. Because of the nature of the role, quick results driving a high income in the first year is unlikely. Our most successful salespeople are problem-solvers and learners that continually evolve over time, allowing them to increase their earning potential.  

After your first full year, your guaranteed base compensation will be reduced, allowing for increased upside opportunity for bonus incentives that are based specifically on your production. Loan Officers who produce at or around this role's minimum requirements rarely last longer than 1 year in the role as is, so this minimum guarantee should not be a factor for ideal candidates in this role.

We don’t cap your ambition – we reward it, but it takes a strong commitment.

We offer a comprehensive, paid training program designed to help you build expertise in the mortgage industry and a foundation in reaching your income goals. Starting off, you’ll focus on learning the loan origination process, gaining hands-on experience, and sharpening your existing sales skills. This initial phase of training comes with compensation of $20 per hour, plus performance-based bonuses.

After successfully completing Stage 1 of training (approximately 19 weeks after starting), your compensation increases to the following as you enter Stage 2 of training:

• $60,000 annual base
• Uncapped bonuses
• $5,000 one-time promotion bonus

Your Role as a Loan Officer

Loan Officers play a key role in guiding our clients' success through the home loan process. These are clients that already reached out to Neighbors Bank to take the next step, so we work with hot/warm leads – there is no cold calling required. 

This role is built for elite closers and problem solvers – people who thrive on supporting qualified leads to the finish line in full-cycle sales. If sourcing your own leads is where you are able to deliver the most value, this will not be the right fit.

Our People and Culture are our greatest strengths. That’s why finding incredible people who are a great culture fit is so important. We’re seeking individuals who:

1. Are passionate about their job and have fun doing it.
2. Will deliver results with integrity.
3. Enjoy finding ways to enhance the lives of others every day.

What Makes This Sales Role Exciting?

• Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success.
• Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel at sales and are patient and willing enough to learn this complicated business.
• Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that’s been recognized as a Top Workplace in the Financial Services industry.
• Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.
• Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions to the frequent, complicated problems that arise in the home loan process.

Where We’re Hiring and When Can You Start?

Neighbors Bank is actively hiring candidates who reside in only the following states: AL, AZ, AR, FL, GA (all counties except DeKalb and Fulton), ID, IN, IA, KS, MS, MO, MT, OK, TX, UT, and VA.

Unfortunately, we cannot consider any exceptions to this location requirement.

Our newest Loan Officers begin in training cohorts alongside their peers to learn our process together. The next training class will start on September 7th, and the current hiring round ends August 24th. If you’re not available to start on this date, just let us know. We’re flexible and happy to consider other options when possible.

Licensing Requirement

This position requires that new employees register with the NMLS. After onboarding, Neighbors Bank will help you facilitate and complete this process, and cover the full cost.

Why Neighbors Bank?

Neighbors Bank is more than just a workplace – it’s a community. Our mission is to Enhance Lives, and we’re passionate about doing that through innovative solutions and a culture of collaboration and excellence. 

Neighbors Bank is a leading innovator in the mortgage industry, and looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.

If you’re ready to join a team where your contributions truly matter, we’d love to hear from you!

Choose the opportunities that fit you best. We encourage candidates to apply only for roles that genuinely match their experience, interests, and long-term goals. To support a thoughtful hiring process, candidates are limited to 3 applications within any rolling 12-month period.

The People and the Culture are Neighbors Bank’s greatest strengths. We seek individuals who are passionate about their job, deliver results with integrity, and enjoy enhancing the lives of others every day.

Neighbors Bank’s recognition as being a Top Workplace in Financial Services: Top Workplaces.

Neighbors Bank is proud to be an Equal Opportunity Employer committed to creating a diverse and inclusive workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.