Senior Manager, Software Engineering (Card)

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Engineering team
The Engineering team builds systems that power Affirm’s mission. We take pride in our craft, building reliable, performant, and scalable solutions that touch every part of the business. Whether we’re enabling new ways to pay, ensuring our platforms can scale to the most demanding levels in the industry, or developing seamless servicing experiences, our focus is on solving complex problems through exceptional engineering.

About the role
We are reinventing credit cards entirely. We are working directly with card issuers to change how credit is used throughout the world, creating new types of cards that work for both their everyday lives and large purchases with extremely straightforward, flexible terms. We are looking for a Senior Manager Software Engineering to lead teams centered around integrations with partners, processors, and internationalization.  Your mission will be to decrease the time it takes for our teams to integrate with external partners dramatically and allow us to launch cards as soon as we launch Affirm in a new country. You’ll partner with other engineering leaders in revolutionizing the way the team works, shaping the culture of engineering across Cards.  

You will lead from the front on AI while holding the bar high on quality.  You’ll collaborate with other managers across the organization to create a psychologically safe team.  You will work closely with stakeholders in the EU and US to build products customers want, and are scalable, reliable, and high-performing. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives.

What you’ll do

• Hire the right people - We are still actively growing our teams in Spain and Poland. You will lead the way on hiring.

• Build the team culture - Set a high standard and great team culture in your growing organization.

• Lead the vision – Define the technical direction, long-term technical roadmap, and strategic initiatives in Cards.

• Be a role model - Lead from the front as an example in using AI to build fast, take initiative, and revolutionize how we work.

• Work closely with stakeholders across all teams at Affirm to champion and implement technical excellence in conjunction with business results 

• Create and influence a strong ownership culture across teams, with high accountability and investment for building for scale and efficiency

• Mentor and lead – Guide a strong group of managers and engineers

• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What we look for

• You have 10+ years of software engineering experience, including 5+ years managing engineering teams and 2+ years managing managers.

• You have led a multi-team engineering org through a multi-year technical strategy, breaking ambiguous requirements into deliverables that shipped.

• You have the technical depth to guide architecture, reliability and quality decisions across a portfolio of systems. You also let tech leads and architects make the calls.

• You make investment and prioritization decisions even when people disagree or consensus is incomplete, and you change course when the evidence changes.

• You explain strategy, risk and tradeoffs in terms that make sense to engineers, cross-functional partners and executives.

• You have grown managers into senior leaders and built teams where diverse perspectives are included and valued on merit.

• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Compensation & Benefits

Base Pay Grade - R

Equity Grade - Spain 7

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €119 000 - €155 000

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefits
• Employee Resource & Community Groups

Location - Remote Spain

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you
Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.

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