Condo Project Underwriter

Our team is redefining the industry – and creating a culture of excellence.

Founded in 2011, Atlantic Coast Mortgage embodies a people-first culture rooted in commitment, character, and innovation. What began as a small team has grown into a thriving organization where our people remain the driving force behind our mission to redefine the mortgage industry. We believe individuals do their best work in an environment designed for success—and we’re proud to be recognized by The Washington Post as a Top Workplace. As we continue to grow, we’re not just hiring employees—we’re looking for driven, energetic, and creative problem-solvers. If that sounds like you, and you're ready to build your career with a company committed to making meaningful change in our industry, we’d love to connect.

Atlantic Coast Mortgage is seeking a skilled Condo Project Underwriter to work directly with our Underwriting team to help develop a dedicated Condo Desk that will support condominium reviews from initial intake through final certification. This role is responsible for creating workflows, procedures for evaluating condominium documentation, ensuring project eligibility in accordance with agency and investor guidelines, and serving as a key resource throughout the condo review process.

This is a unique opportunity for a motivated professional to help build and shape ACM’s Condo Desk from the ground up. The ideal candidate is someone who wants to take ownership of the role, bring innovative ideas to the table, and make the position their own as the department continues to grow.

Job Responsibilities

• Establish standardized condo desk operations
• Monitor Condo Desk Pipeline and ensure timely processing of requests including HOA orders
• Order and review all documentation for compliance with all regulatory guidelines and investor requirements
• Work with multiple department teams to resolve conditions and documentation issues
• Assist in pipeline management to ensure turnaround times are met
• Perform preliminary eligibility screening and issue condo approval certificates or denials for final underwriting decisions
• Resolve any issues or discrepancies as they arise  
• Help develop a dedicated Condo Desk that will support condominium reviews from initial intake through final certification

Qualifications

• Minimum of 2 years of experience in Underwriting, specifically with condo review/underwriting
• Experience using Encompass software
• Strong understanding of federal and state guidelines
• Ability to work with a high degree of accuracy in a fast-paced work environment
• Excellent customer service and time management skills

ACM promotes an Equal Employment Opportunity (EEO) workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, protected veteran status, or any other status protected by law. If you are disabled and need assistance in the application process, please contact the ACM Human Resources department.

To provide greater transparency, we disclose a good-faith compensation range on all of our job postings, regardless of the position's location. This range has not been adjusted for geographic pay differentials and may not reflect the final rate offered if the position is filled in a location other than where it was posted. Compensation within this range is determined by a combination of factors, including experience, skill, and organizational needs. The salary range for this position is $70,000 - $100,000 annually. This position may also be eligible for discretionary bonus compensation. Bonus compensation is not guaranteed and is subject to the terms and conditions of the applicable program.